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Koshalya

Devi

Agripreneur

Tonk, Rajasthan

318 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Koshalya

Devi

#breadwinner#hardworking
Koshalya needs a loan for post processing expenses.

Agripreneur

Rajasthan

318 potential days of livelihood

25,000 loan is fully repaid

25,000 loan is fully repaid


About Koshalya

Koshalya has been working on her farm for ten years. She has faced many challenges and has persevered through them all. She feeds a family of four through the income she makes from farming. Koshalya is looking forward to a bountiful harvest. This loan will enable her to pay for post-processing expenses like threshing, storage, and transportation. This is key to ensuring that she gets a reasonable price for her harvest when it hits the market. Invest in the farm and see her grow.

About Koshalya Devi's livelihood

Koshalya is an agripreneur who works 7 hours a day for 7 days a week. With this loan Koshalya will potentially obtain employment for 318 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Koshalya Devi has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

25,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Maitree Mahila Mandal Samiti Dooni
   
Partner logo

Established in

2009

With Rang De from

2020

Founded by

Geeta Devi

Maitree Mahila Mandal Samiti Dooni works with small and marginal farmers from Rajasthan. The major source of income is agriculture and income through migration. The average landholding of farmers that the federation works with is about 1 acre while a few communities are also landless. As a result of lockdown, most of the community members have migrated back to the villages and the means of income is adversely affected. As a result, the cash flows of the community members are hit. These community members are looking for an alternative source of income by reviving their agricultural activities. Maitree supports the communities with the best agriculture and technical practices to ensure a good yield. Maitree Mahila Mandal Samiti Dooni is promoted by SRIJAN.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS