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Kothapalli

Ramesh Reddy

Agripreneur

Anantapur, Andhra Pradesh

312 livelihood days

Borrower Image 1

Kothapalli

Ramesh Reddy

#breadwinner#hardworking
Ramesh Reddy needs to meet the post harvesting costs

Agripreneur

Andhra Pradesh

312 potential days of livelihood

2,00,000 loan is fully repaid

2,00,000 loan is fully repaid


About Kothapalli

Ramesh Reddy is a hard-working farmer residing in Anantapur District. Ramesh desires to be a successful farmer and has been striving to achieve his goal. He has experience of farming for 8 years now, and his primary source of income comes from the groundnut he produces. He uses his loan to meet the post harvesting costs and reduce the chances of crop failure, getting a good profit from the sale of his produce.

About Kothapalli Ramesh Reddy 's livelihood

Kothapalli is an agripreneur who works 8 hours a day for 6 days a week. With this loan Kothapalli will potentially obtain employment for 312 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Kothapalli Ramesh Reddy has consented to pay the interest as below:

Investee
pays

6.00% flat p.a.

10.80% APR

Social
Investor

6.00%

10.80% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

2,00,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Swachha Kaadyam LLP
   
Partner logo

Established in

2020

With Rang De from

2022

Founded by

Sathishkumar CAV, V VijayaBhaskar, AB Obulesu, V Balaji

Swachha Kaadyam LLP works with small and marginal Organic farmers of Anantapur district in Andhra Pradesh. Swachha Kaadyam aims to create a "Happy Value" chain where all the players of the value chain are happy. Farmers will be provided fair prices for their crops. All the produce is procured from the farm gate with zero transaction cost for farmers and the amount will be credited to farmers' accounts within a max of 48 hours. Farm gate procurement, fair weighings and measurements and price transparency help farmers improving their incomes. All such procured produce will be processed under hygienic conditions and sold in the market at fair prices to the consumers. Consumers are assured of unadulterated food at a very reasonable price.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS