Meet Krishnamma, a hard-working woman living in Chikkaballapur, Karnataka. Krishnamma has been working as a farmer for the last ten years, supporting her family of three. She’s now looking to take a step forward with the support of a loan. Her plan is to purchase a herd of sheep. She wishes to sell the sheep in the market for meat during the festive season. She will be able to increase her income, support her big family. Invest in Krishnamma to see her progress.
Krishnamma is an agripreneur who works 11 hours a day for 7 days a week. With this loan Krishnamma will potentially obtain employment for 500 days.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.
Investee
pays
10.00% flat p.a.
18.00% APR
Social
Investor
4.00%
7.20% APR
Impact
Partner
up to 4.00%
7.20% APR
Platform
charges
2.00%
3.60% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 20,000
Loan
tenure
12 months
Moratorium
None
Repayment
mode
EQI
Investee
occupation
Animal husbandry
Established in
2002
With Rang De from
2020
Founded by
Raghunathan Narayanan
Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.
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