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Kshirati

Kabat

Agripreneur

Keonjhar, Odisha

97 livelihood days

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Kshirati

Kabat

#courageous#go-getter
Support Kshirati to pay the crop recurring deposit and set up drip irrigation.

Agripreneur

Odisha

97 potential days of livelihood

15,000 loan is fully repaid

15,000 loan is fully repaid


About Kshirati

Kshirati is a hard-working woman who has been farming for many years. Although the crops she produces are varied with good quality, she faces severe water shortages during the summer season. To overcome this problem, Kshirati has decided to develop drip irrigation which will prevent excessive water usage, enable longer cultivation duration, increase the area under cultivation, and lower water expenses. She will also pay the crop recurring deposit. Support Kshirati to cultivate her land on time and have a profitable yield!

About Kshirati Kabat's livelihood

Kshirati is an agripreneur who works 3 hours a day for 5 days a week. With this loan Kshirati will potentially obtain employment for 97 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Kshirati Kabat has consented to pay the interest as below:

Investee
pays

3.00% flat p.a.

5.40% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

1.00%

1.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

15,000

Loan
tenure

15 months

Moratorium

3 months

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Collectives for Integrated Livelihood Initiatives
   
Partner logo

Established in

2007

With Rang De from

2021

Founded by

TODO

Collectives for Integrated Livelihood Initiatives(CInI), Janshedpur,, established on May 17,2007 is a nodal agency of tata trusts, anchoring the Central India Initiatives. CInI aims to transform the lives of tribal households in the Central India tribal belts, through building knowledge & scaling up programs in thematic area of agriculture productivity stabilization, forest based livelihoods, water resources development, drinking water & sanitization, microfinance & strengthening community based organisation. CInI work on Lakhpati Kisan Initiatives: creating 'Lakhpati Kisan' & building 'Smart Villages'

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS