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Kunuthuru

Hemavathi

Agripreneur

anantapur, Andhra Pradesh

312 livelihood days

Kunuthuru

Hemavathi

#Hard working
Invest in Hemavathi for a good season.

Agripreneur

Andhra Pradesh

312 potential days of livelihood

52,000 loan is fully repaid

52,000 loan is fully repaid


About Kunuthuru

Hemavathi has been working in the fields since the age of 18. She always wanted to save for her future to provide for her family but due to the volatile farming seasons in Anantapur, it was hard for her to save enough money. She was working as an agricultural laborer and due to the uncertainty around the current year's harvest, an agricultural laborer has yet to receive their wage for working the fields in the first half of the year and is concerned about how she can feed her family in the upcoming months knowing that her wage has not been paid yet. Help Hemavathi by giving her a post-harvest loan. Invest in Hemavathi for a successful harvest, providing her with a secure future for her family.

About Kunuthuru Hemavathi's livelihood

Kunuthuru is an agripreneur who works 8 hours a day for 6 days a week. With this loan Kunuthuru will potentially obtain employment for 312 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Kunuthuru Hemavathi has consented to pay the interest as below:

Investee
pays

6.00% flat p.a.

10.80% APR

Social
Investor

6.00%

10.80% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

52,000

Loan
tenure

9 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Swachha Kaadyam LLP
   
Partner logo

Established in

2020

With Rang De from

2022

Founded by

Sathishkumar CAV, V VijayaBhaskar, AB Obulesu, V Balaji

Swachha Kaadyam LLP works with small and marginal Organic farmers of Anantapur district in Andhra Pradesh. Swachha Kaadyam aims to create a "Happy Value" chain where all the players of the value chain are happy. Farmers will be provided fair prices for their crops. All the produce is procured from the farm gate with zero transaction cost for farmers and the amount will be credited to farmers' accounts within a max of 48 hours. Farm gate procurement, fair weighings and measurements and price transparency help farmers improving their incomes. All such procured produce will be processed under hygienic conditions and sold in the market at fair prices to the consumers. Consumers are assured of unadulterated food at a very reasonable price.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS