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Kusum

Devi

logoAgripreneur

logo jehanabad, Bihar

logo 30,000 has been disbursed

logo 312 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

b-img b-img b-img

Kusum

Devi

#breadwinner#hardworking
Invest in Kusum for a good season and explore better farming opportunities.

logoAgripreneur

logo jehanabad, Bihar

logo 30,000 has been disbursed

logo 312 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

9,375 is
the current outstanding balance

100 0 0 20625 0 0

100%

0%

0%


Kusum Devi is from Jehanabad, Bihar, and lives with a family of six. Through her two years of animal husbandry, she has experienced a number of challenges. However, Kusum has always been strong. She has faced every hurdle with her perseverance. The COVID-19 pandemic has, however, brought with it, an entirely new set of challenges. This time she wishes to cultivate her land. With the sowing season starts, Kusum is finding it difficult to avail quality input goods while making sure that essentials are available at home at all times. Kusum is seeking credit to purchase seeds, fertilizers, and other input products to ensure that her livelihood is not affected. Invest in Kusum today.

I wish to expand my agriculture activity.

About Kusum Devi's livelihood

Kusum is an agripreneur who works 8 hours a day for 6 days a week. With this loan Kusum will potentially obtain employment for 312 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

10.00% flat p.a.

18.00% APR

Social
Investor The rate of return an investor makes

4.00%

7.20% APR

Impact
Partner The rate of return an impact partner makes

up to 4.00%

7.20% APR

Platform
charges The charges, the platform incurs by offering it's services

2.00%

3.60% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

16 months

Moratorium

2 months

Repayment
mode

EMI Equated Monthly Instalment

Investee
occupation

Animal husbandry

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Sarva Seva Samity Sanstha
   view website

Established in

2003

With Rang De from

2020

Founded by

Shri Vijay Mahajan

Sarva Seva Samity Sanstha was promoted in 2003 as a not for profit society to serve the most marginalized and in areas where most professionals were not able to reach. This is the reason it got registered in Gaya and was mandated to work with women and marginalized in the most difficult blocks where there was almost no reach of any NGO, MFI, and government programs. Sarva Seva Samity since 2003 has been working silently over the years in deep pockets of Bihar, Odisha, and Jharkhand and undertaking tasks like contract farming in Potato, Fee-based SRI, cultivation of True potato seed, undertaking saving and credit activities. With this mission to be at the grassroots and work on developing a sustainable and equitable society, Sarva Seva Samity continues to strive to bring in new technologies and processes and take up challenging issues that will help the poor and marginalized a have a better living and standard of life.

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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0