Ladi is a hardworking dairy farmer from Tonk in Rajasthan. She has been in this business for the past fourteen years. She lives with her family and they are dependent on the income generated from the sales of milk. Ladi aims to expand her dairy farming by adding one more buffalo to her farm. She wishes to avail of a loan to meet this requirement. Invest in her as she plans to purchase a buffalo to augment her milk production and continue to provide for her family.
Ladi is an agripreneur who works 7 hours a day for 7 days a week. With this loan Ladi will potentially obtain employment for 318 days.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Ladi has consented to pay the interest as below:
Investee
pays
8.00% flat p.a.
14.40% APR
Social
Investor
4.00%
7.20% APR
Platform
charges
4.00%
7.20% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 50,000
Loan
tenure
15 months
Moratorium
None
Repayment
mode
EMI
Investee
occupation
Animal husbandry
Established in
2009
With Rang De from
2020
Founded by
Geeta Devi
Maitree Mahila Mandal Samiti Dooni works with small and marginal farmers from Rajasthan. The major source of income is agriculture and income through migration. The average landholding of farmers that the federation works with is about 1 acre while a few communities are also landless. As a result of lockdown, most of the community members have migrated back to the villages and the means of income is adversely affected. As a result, the cash flows of the community members are hit. These community members are looking for an alternative source of income by reviving their agricultural activities. Maitree supports the communities with the best agriculture and technical practices to ensure a good yield. Maitree Mahila Mandal Samiti Dooni is promoted by SRIJAN.
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