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Lakshmi Kathirvel

#motivated#driven
Support Lakshmi provide a good education for her three bright children

Agripreneur

Dharmapuri, Tamil Nadu

35,000 Loan is fully repaid

136 potential days of livelihood i


Lakshmi Kathirvel is the mother to three ambitious kids; Sumitra, Srikanth, and Siva who are all enrolled in school. Lakshmi's dream is to provide her three bright minds with a good education so that they can succeed and support their parents as they grow older. To make the first step towards achieving her ambitions, Lakshmi has decided to seek credit to purchase a cow. She hopes the milk sales increase her financial gains from her dairy business, steering it forward. Growing the business will help her fund her children’s education while she also supports her husband Kathirvel. Set Laksmi up for success with your investment.

My dream is to give my children a good education.

About Lakshmi Kathirvel's livelihood

Lakshmi is an agripreneur who works 3 hours a day for 7 days a week. With this loan Lakshmi will potentially obtain employment for 136 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

5.0%

9.0% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

35,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Animal husbandry

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

B

Sittilingi Valley Organic Farmers Producer Company Ltd

Established in

2015

With Rang De from

2019

Founded by

Dr Regi George

Tribal Health Initiative began with the efforts of a doctor couple in Sittilingi Valley in 1993, catering to the health needs of the local Malaivasi tribal population. In 2004, after successful community health work in the region, the team realized that to holistically address the health issues of the population, other socio-economic concerns would have to be taken into consideration and improved upon. This was the motivation for starting the Tribal Farming Initiative which encouraged farmers to switch from cash crops and mono cropping to their traditional organic roots, as a means to improve their financial status by escaping debts and forced migration. The Sittilingi Valley Organic Farmers Association was formed with around 500 certified organic farmers promoting the further use of traditional seeds, organic fertilizers, pesticides and manure.

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