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Lakshmi J N

#go-getter#ambitious
Lakshmi needs to purchase a cow and some fodder.

Agripreneur

Chikkaballapura, Karnataka

30,000 has been disbursed

273 potential days of livelihood i

22,500 is the current outstanding balance

60 0 40 7500 5000 0

60%

40%

0%


Lakshmi is an experienced farmer from Chikkaballapura, Karnataka. She looks after her family of four. To get an additional income, Lakshmi has recently stepped into animal husbandry. She wants to borrow some loan as she needs to purchase a cow and some fodder to expand her business. With the help of the expansion, she hopes for some income enhancement which would further help her build a home. Invest in Lakshmi and help her expand her business.

I wish to build a big house for my family.

About Lakshmi J N's livelihood

Lakshmi is an agripreneur who works 6 hours a day for 7 days a week. With this loan Lakshmi will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 4.0%

7.2% APR

Platform
charges i

2.0%

3.6% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Animal husbandry

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

A

Vrutti

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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