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#RootforRangDe

Rang De is India’s first social lending platform where you can invest in people from low income households and earn nominal - moderate returns.

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Manjula Lakshmanan

#breadwinner#courageous
Manjula needs to begin the sowing season.

Agripreneur

Pudukkottai, Tamil Nadu

10,000 has been disbursed

364 potential days of livelihood i

10,000 is the current outstanding balance


About Manjula Lakshmanan

Manjula is an experienced farmer. She has toiled on her farm for ten years. Manjula lives with a family of six and agriculture brings in the income to sustain. There are times when the going gets tough but Manjula never backs down. Due to a disruption in the supply chain, Manjula finds it difficult to get essential supplies for beginning the new Rabi season. With this loan, she will be able to buy quality seeds and fertilizers and it also will support her family through this crisis. This would also help Manjula to have a sustainable income and meet the family's timely needs. Invest in Manjula and help her tide through these trying times.

I wish to give a good future to my children.

About Manjula Lakshmanan's livelihood

Manjula is an agripreneur who works 8 hours a day for 7 days a week. With this loan Manjula will potentially obtain employment for 364 days.

Interest Rate
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

Investee Credit Rating i :
Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

B

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Co-curated and referred by our Impact Partner
Vrutti

Established in

2020

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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