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Narayana

Jani

Agripreneur

Ganjam, Odisha

318 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Narayana

Jani

#strength#breadwinner
Narayana needs essential labour, seeds, and equipment to begin the sowing season.

Agripreneur

Odisha

318 potential days of livelihood

5,000 loan is fully repaid

5,000 loan is fully repaid


About Narayana

Narayana Jani has been working hard on his farm for over twenty years. Living with a family of five in Ganjam, Orissa, farming has been the main source of revenue to run the household. With the onset of a new season, Narayana needs a fresh supply of seeds, fertilizers, and pesticides. The loan amount will help him add value to his product and reap a quality harvest by the end of the season. The timely disbursal of the loan amount will ensure him a profitable season, Invest in him as he supports his family.

About Narayana Jani's livelihood

Narayana is an agripreneur who works 7 hours a day for 7 days a week. With this loan Narayana will potentially obtain employment for 318 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Narayana Jani has consented to pay the interest as below:

Investee
pays

0.00% flat p.a.

0.00% APR

Social
Investor

0.00%

0.00% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

5,000

Loan
tenure

9 months

Moratorium

1 month

Repayment
mode

EQI

Investee
occupation

Farming

Investee Credit Rating:
Excellent

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Gram Vikas
   view website
Partner logo

Established in

1979

With Rang De from

2020

Founded by

Mr. Joe Madiath

Gram Vikas, which literally translates to “Village Development”, has been working for the well-being of tribal and marginalized communities in inaccessible rural areas since 1979. Gram Vikas strives to promote sustainable, socially inclusive and gender equitable practices amongst these communities, thus enabling them to take control over their lives and reach a heightened sense of empowerment. The Vision of Gram Vikas is 'An equitable and sustainable society where people live in peace with dignity'. Gram Vikas' Mission is 'to promote processes which are sustainable, socially inclusive and gender equitable to enable critical masses of poor and marginalized rural people or communities to achieve a dignified quality of life'. Which would be characterized by: Assured access to basic education and adequate health services, Sustainable use and management of natural resources, Options for appropriate family and community infrastructure and sources of energy, Strong self-governing people’s institutions with equal participation of men and women.

whatsapp_icon

3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS