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Nilam

Devi

Agripreneur

Jamui, Bihar

273 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Nilam

Devi

#perseverance# promising
Nilam needs quality seeds and fertilizers to begin the Kharif season.

Agripreneur

Bihar

273 potential days of livelihood

5,000 loan is fully repaid

5,000 loan is fully repaid


About Nilam

Nilam is an experienced farmer. She has toiled on her farm for four years. Nilam lives with a family of four and agriculture brings in the income to sustain. There are times when the going gets tough but Nilam never backs down. Due to a disruption in the supply chain, she finds it difficult to get essential supplies for beginning the new Kharif season. With this loan, she will be able to buy quality seeds and fertilizers and it also will support her family through this crisis. Invest in Nilam and help her tide through these trying times.

About Nilam Devi's livelihood

Nilam is an agripreneur who works 6 hours a day for 7 days a week. With this loan Nilam will potentially obtain employment for 273 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Nilam Devi has consented to pay the interest as below:

Investee
pays

0.00% flat p.a.

0.00% APR

Social
Investor

0.00%

0.00% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

5,000

Loan
tenure

8 months

Moratorium

3 months

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Nav Jyoti Mahila Vikas Sangh
   
Partner logo

Established in

2017

With Rang De from

2020

Founded by

Memebers of Self Help Groups of Sundarpahadi

Nav Jyoti Mahila Vikas Sangh actively works with 24 village organizations and 538 SHGs in Bihar. They work with the collective aim of supporting small and marginal farmers jointly with the government and CSOs. More than 3000 farmers are now engaged with federation through livelihood activities. With a focus on activities like establishing linkage between market, private firms, line departments concerned, etc, the Federation ensures that the farmer has well-rounded support providing the farmers with a better price for their products. Nav Jyoti Mahila Vikas Sangh is promoted by PRADAN.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS