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Nitima

Tiria

Agripreneur

Mayurbhanj, Odisha

195 livelihood days

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Nitima

Tiria

#Hardworking
Support Nitima to make crop recurring deposits and arrange borewell and drip irrigation

Agripreneur

Odisha

195 potential days of livelihood

25,000 loan is fully repaid

25,000 loan is fully repaid


About Nitima

Nitima is a resident of Mayurbhanj, which is located in the western part of Odisha. The state has a tropical wet and dry climate, and is full of natural scenic beauty. Nitima has two acres of land, and gives it for rent to interested farmers. Nitima is a hard-working woman, who takes care of her family and business. With the help of this loan, Nitima will buy crops and make recurring deposits; the loan will also facilitate the creation of a borewell and drip irrigation, which will bring a lot of relief to her field, which is in need of one. This loan will give Nitima a chance to find suitable crop varieties, and make plans for a safe and prosperous farming business that will benefit her and her family.

About Nitima Tiria's livelihood

Nitima is an agripreneur who works 5 hours a day for 6 days a week. With this loan Nitima will potentially obtain employment for 195 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Nitima Tiria has consented to pay the interest as below:

Investee
pays

3.00% flat p.a.

5.40% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

1.00%

1.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

25,000

Loan
tenure

15 months

Moratorium

3 months

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Collectives for Integrated Livelihood Initiatives
   
Partner logo

Established in

2007

With Rang De from

2021

Founded by

TODO

Collectives for Integrated Livelihood Initiatives(CInI), Janshedpur,, established on May 17,2007 is a nodal agency of tata trusts, anchoring the Central India Initiatives. CInI aims to transform the lives of tribal households in the Central India tribal belts, through building knowledge & scaling up programs in thematic area of agriculture productivity stabilization, forest based livelihoods, water resources development, drinking water & sanitization, microfinance & strengthening community based organisation. CInI work on Lakhpati Kisan Initiatives: creating 'Lakhpati Kisan' & building 'Smart Villages'

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS