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Padma

Gouda

Agripreneur

Koraput, Odisha

364 livelihood days

Borrower Image 1 Borrower Image 2

Padma

Gouda

#ambitious#gogetter
Padma needs quality seeds and fertilizers to begin the Kharif season.

Agripreneur

Odisha

364 potential days of livelihood

20,000 loan is fully repaid

20,000 loan is fully repaid


About Padma

Padma is an experienced farmer. She has toiled on her farm for fifteen years. She lives with a family of three and agriculture brings in the income to sustain themselves. There are times when the going gets tough but Padma never backs down. Due to a disruption in the supply chain, she finds it difficult to get essential supplies for beginning the new Kharif season. With this loan, she will be able to buy quality seeds and fertilizers and it also will support her family through this crisis. Invest in Padma and help her tide through these trying times.

About Padma Gouda's livelihood

Padma is an agripreneur who works 8 hours a day for 7 days a week. With this loan Padma will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Padma Gouda has consented to pay the interest as below:

Investee
pays

0.00% flat p.a.

0.00% APR

Social
Investor

0.00%

0.00% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Harsha Trust

   
Orissa
Partner since 2020
Partner logo

About

Established in 2002, Harsha Trust works collaboratively with NGOs, government, and corporations to help small and marginal farmers increase their income and overcome poverty. They have been working mainly with the tribes of South and West Odisha. Harsha Trust primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities. Over the last 17 years, it has worked intensively with more than 1,20,000 households to provide them with a higher income and a better quality of life.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rupees Icon

Rs 3,79,26,000

Disbursed
User circle icon

2188

Investees
Repayment icon

98.0%

Repayments
Left quotes

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust
RIght quotes
whatsapp_icon

3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS