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Pandu

Agripreneur

Gulbarga, Karnataka

312 livelihood days

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Pandu

#dedicated#passionate
Support Pandu to have a profitable season and secure his family’s future.

Agripreneur

Karnataka

312 potential days of livelihood

10,000 loan is fully repaid

10,000 loan is fully repaid


About Pandu

Pandu is a marginal farmer from Gulbarga, Karnataka. Being the sole breadwinner, Pandu works extremely hard in order to meet the everyday expenses of his family of four. He hopes to get some credit to purchase seeds, fertilizers, and pesticides for timely cultivation of the new season. Pandu believes that this loan will enable him to have a good yield.

About Pandu 's livelihood

Pandu is an agripreneur who works 8 hours a day for 6 days a week. With this loan Pandu will potentially obtain employment for 312 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Pandu has consented to pay the interest as below:

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

3.00%

5.40% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Adequate

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS