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Pankaj

Galari

logoAgripreneur

logo Koraput, Odisha

logo 156 livelihood days i

b-img b-img

Pankaj

Galari

#positive#courageous
Pankaj needs essential labour, seeds, and equipment to begin the sowing season.

logoAgripreneur

logo Koraput, Odisha

logo 156 potential days of livelihood i

20,000 loan is fully repaid

20,000 loan is fully repaid


Pankaj Galari needs to begin sowing for the Kharif season. She is from Koraput, Orissa and lives with a family of two. The recent disruption due to the COVID-19 crisis has made it difficult for Pankaj to procure essential supplies. She is falling short of options and time is ticking. With the help of this loan, she will be able to buy all the essentials required and begin the season on time. This will help her to have a successful harvest and fulfil the needs of her family.

I wish to build a bigger house for my family.

About Pankaj Galari's livelihood

Pankaj is an agripreneur who works 4 hours a day for 6 days a week. With this loan Pankaj will potentially obtain employment for 156 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.00% flat p.a.

0.00% APR

Social
Investor i

0.00%

0.00% APR

Impact
Partner i

up to 0.00%

0.00% APR

Platform
charges i

0.00%

0.00% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit bureau score i

No credit history available

 

Rang De confidence score

 i


B

Partner Rating i

B

Loan Profile i

B

Financial Profile i

A

Harsha Trust

   
Orissa
Partner since 2020

About

Established in 2002, Harsha Trust works collaboratively with NGOs, government, and corporations to help small and marginal farmers increase their income and overcome poverty. They have been working mainly with the tribes of South and West Odisha. Harsha Trust primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities. Over the last 17 years, it has worked intensively with more than 1,20,000 households to provide them with a higher income and a better quality of life.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,69,26,000

Disbursed

2186

Investees

100.0%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust
whatsapp_icon

3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0