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Pankaj Jani

#provider#resilient
Pankaj needs to purchase seeds, fertilizers, and pesticides for the new season.

Agripreneur

Ganjam , Odisha

15,000 has been disbursed

273 potential days of livelihood i

15,000 is the current outstanding balance


Pankaj Jani resides in the Ganjam district of Orissa. With a family of three to look after, she is hopeful for some support for starting the new sowing season on time. With the help of the credit, she would be able to purchase seeds, fertilizers, and pesticides for the upcoming season. This would help her in income enhancement and also to have a stable life till the harvest. Let’s fund Pankaj Jani!

I wish to buy more agricultural land.

About Pankaj Jani's livelihood

Pankaj is an agripreneur who works 7 hours a day for 6 days a week. With this loan Pankaj will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

6.0% flat p.a.

10.8% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 3.0%

5.4% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

15,000

Loan
tenure

10 months

Moratorium

2 months

Repayment
mode

EMI i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Gram Vikas

Established in

1979

With Rang De from

2020

Founded by

Mr. Joe Madiath

Gram Vikas, which literally translates to “Village Development”, has been working for the well-being of tribal and marginalized communities in inaccessible rural areas since 1979. Gram Vikas strives to promote sustainable, socially inclusive and gender equitable practices amongst these communities, thus enabling them to take control over their lives and reach a heightened sense of empowerment. The Vision of Gram Vikas is 'An equitable and sustainable society where people live in peace with dignity'. Gram Vikas' Mission is 'to promote processes which are sustainable, socially inclusive and gender equitable to enable critical masses of poor and marginalized rural people or communities to achieve a dignified quality of life'. Which would be characterized by: Assured access to basic education and adequate health services, Sustainable use and management of natural resources, Options for appropriate family and community infrastructure and sources of energy, Strong self-governing people’s institutions with equal participation of men and women.

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