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Pavithra HS Umesha BV

#perseverance# promising
Pavithra needs quality seeds and fertilizers to begin the Kharif season.

Agripreneur

Mysuru, Karnataka

15,000 Loan is fully repaid

312 potential days of livelihood i


Pavithra is an experienced farmer. She has toiled on her farm for six years. Pavithra lives with a family of four and agriculture brings in the income to sustain. There are times when the going gets tough but Pavithra never backs down. Due to a disruption in the supply chain, she finds it difficult to get essential supplies for beginning the new Kharif season. With this loan, she will be able to buy quality seeds and fertilizers and it also will support her family through this crisis. Invest in Pavithra and help her tide through these trying times.

I wish to provide good education for my children.

About Pavithra HS Umesha BV's livelihood

Pavithra HS is an agripreneur who works 8 hours a day for 6 days a week. With this loan Pavithra HS will potentially obtain employment for 312 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

15,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

B

VILD Foundation

Karnataka
Partner since 2019

About

VILD Foundation has been working to improve the socio-economic status of communities through formation and promotion of SHGs, microcredit and facilitating income generation activities. Presently they facilitate around 311 SHGs covering 90 villages & 6 towns in Mysore district.

Impact Narrative

Rang De loans are enabling street vendors, farmers and micro entrepreneurs in rural Mysore to build and grow their businesses.

Rs 14,35,000

Disbursed

85

Investees

96%

Repayments

Rang De's concern towards excluded communities is reflected in the interest rates that are offered to the borrowers.

- N Mahadevswamy, Senior Manager, VILD

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