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Pradip Khode

#breadwinner#hardworking
Invest in Pradip and help him await a better price for his produce.

Agripreneur

Nanded, Maharashtra

1,00,000 Loan is fully repaid


Pradip has been farming for over 16 years. Throughout this journey, he has faced many ups and downs. With sheer perseverance and determination, he has overcome them all. Recently after the harvest season, the market price for his produce did not stand at the price he hoped to sell at. With his experience in the market, he is positive about selling the produce at a better price. Until then he has to wait. With all his capital used up, he needs someone to piggyback his cash flow needs for the time being. Invest in Pradip as he holds his assets.

My dream is to enjoy a secure future with my family.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

1,00,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Gramhal

Established in

2019

With Rang De from

2020

Founded by

Vikas Birhma

Gramhal is an agtech startup that builds smallholder farmers’ agency and increases their income by unlocking post-harvest services of storage, credit, and market linkage. Lack of access to storage and the need to repay credit during the harvesting season forces farmers to quickly sell off their produce without waiting for a favorable market condition. Thus many smallholder farmers end up in a vicious debt cycle leading to one farmer suicide every half an hour. Gramhal’s gamechanging efforts have got them wide recognition from the Harvard Kennedy School, Echoing Green Fellowship, Rabobank-MIT, and may other notable institutions.

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