Pratima Devi

#determined#resolute
Assist Pratima make a cow purchase to launch her dairy business

Agripreneur

Rudraprayag, Uttarakhand

35,000 has been disbursed

318 potential days of livelihood i

33,055.67 is the current outstanding balance

33.33 0 66.67 1944 3889 0

33%

67%

0%


About Pratima Devi

Pratima has been juggling the demands of motherhood with her work as a farmer, for the last 15 years. Now that both her children are teenagers and more independent, Pratima is ready to take the first steps to achieve her aspiration of running a dairy business. The loan she has applied for will enable her to purchase a cow and cover the costs of transporting the cow through the long and difficult terrains to her village. She hopes this purchase will open the doors of opportunity for her allowing her to set up an additional stream of income and save up to educate her two young sons. Join hands with Pratima, as she launches her dairy business.

My dream is to start a dairy business and scale it up.

About Pratima Devi 's livelihood

Pratima is an agripreneur who works 7 hours a day for 7 days a week. With this loan Pratima will potentially obtain employment for 318 days.

Interest Rate
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

5.0%

9.0% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

0.0%

0.0% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

35,000

Loan
tenure

18 months

Previous
loans

0

Investee
occupation

Animal husbandry

Investee Credit Rating i :
Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

B

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


×

Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

B

Co-curated and referred by our Impact Partner
Ushamath Mahila Mahasangh

Established in

2003

With Rang De from

2019

Founded by

Promoted by AT India Organization

UMM is an apex federation of women SHGs established in 2005, registered under Uttrakhand self-reliant cooperative act 2003, to meet the financial service needs of the poor living in one of the most underserved areas of Uttrakhand. UMM's mandate has been to focus on solutions that provide direct socio economic improvement to the marginalized and low-income households. AT India and UMM work in a predominantly rural, hill-based economy. There are limited avenues to credit access and lack of sustainable livelihood sources in these regions.

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