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Punam

Devi

logoSolopreneur

logo Purnia, Bihar

logo 25,000 has been disbursed

logo 351 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

b-img b-img

Punam

Devi

#brave#hustler
Punam needs credit to make arrangements for drying fish.

logoSolopreneur

logo Purnia, Bihar

logo 25,000 has been disbursed

logo 351 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

20,835 is
the current outstanding balance

99.96 0 0.04 4165 2 0

100%

0%

0%


Punam Devi is a hard-working woman who has come a long way in life after starting off from a very modest background. She is a resident of Purnia in the state of Bihar and currently owns a fisheries unit. Despite the fact they've been doing this business for the past six years, it doesn't generate a better income for the family to live. Punam is looking to expand her business further by purchasing additional fish from the market to dry and sell. She hopes to make better profits through this expansion. Invest in Punam as she expands her business.

I wish to build a big house for my family.

About Punam Devi's livelihood

Punam is a solopreneur who works 9 hours a day for 6 days a week. With this loan Punam will potentially obtain employment for 351 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

8.00% flat p.a.

14.40% APR

Social
Investor The rate of return an investor makes

8.00%

14.40% APR

Impact
Partner The rate of return an impact partner makes

up to 0.00%

0.00% APR

Platform
charges The charges, the platform incurs by offering it's services

0.00%

0.00% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

25,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI Equated Monthly Instalment

Investee
occupation

Fisheries

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Jaljeevika Infotech Pvt Ltd
   

Established in

2020

With Rang De from

2022

Founded by

Neelkanth Mishra

JJaljeevika is addressing the issue of small-scale fish farmers, building community resilience and capacity to enhance livelihood opportunities using existing water bodies, technology and leveraging institutions. They work through an ecosystem development model to build skill, develop institutional capacity and empower smallholders to interact with the market using the technology platform. They are facilitating the process in collaboration with various stakeholders to establish a knowledge forum to establish Blue Economy. For detail , visit their website www.jaljewvika.org

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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0