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Pundlik

Gavande

logoAgripreneur

logo Yavataml, Maharashtra

logo 273 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

b-img b-img

Pundlik

Gavande

#breadwinner#dedicated
Pundlik requires credit to access a good storage unit for his produce.

logoAgripreneur

logo Yavataml, Maharashtra

logo 273 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

98,000 loan is fully repaid

98,000 loan is fully repaid


It is a common sight to see Pundlik walking around his field, with his apron filled with fodder. This is because Pundlik is a true farmer; he uses his produce to feed his animals and his family. This loan will help Pundlik avail value for his labor, and gain access to a storage facility where he can keep his previously harvested produce until he finds a value adder who's willing to buy it. With the onset of a new season, he also needs to make arrangements for inputs and meet all other expenses. Invest in Pundlik and help him have a successful season.

I wish to expand my agriculture activity.

About Pundlik Gavande's livelihood

Pundlik is an agripreneur who works 6 hours a day for 7 days a week. With this loan Pundlik will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

5.00% flat p.a.

9.00% APR

Social
Investor The rate of return an investor makes

2.00%

3.60% APR

Impact
Partner The rate of return an impact partner makes

up to 2.00%

3.60% APR

Platform
charges The charges, the platform incurs by offering it's services

1.00%

1.80% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

98,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments Repaid during or at the end of the tenure

Investee
occupation

Farming

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Gramheet Private Limited
   view website

Established in

2020

With Rang De from

2020

Founded by

Pankaj Prakash Mahalle, Shweta Suresh Thakare

Gramheet is a social enterprise committed towards a 'farmers' first approach. Gramheet provides farmers with a bundle of services ranging from pre to post-harvest through collaboration with FPOs using a digital platform. The services offered include warehouse facilities, post-harvest credit, market linkages, access to farm inputs, input credit and value-added services at their village trade centres. It acts as a one-stop service centre for farmers where they can avail all the services at farm-gate. Gramheet aims to increase the farmer’ income while reducing their debt burden from informal sources. Currently, Gramheet is operating in the Yavatmal district of Maharashtra (Central India) which is is considered to be the most distressed agricultural region has recorded the highest number of 'farmers' suicide in the country.

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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0