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Rachana Devi

Gurjar

Agripreneur

Tonk, Rajasthan

318 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Rachana Devi

Gurjar

#Braveness # Hardworking
Rachana needs a loan to buy a buffalo.

Agripreneur

Rajasthan

318 potential days of livelihood

40,000 loan is fully repaid

40,000 loan is fully repaid


About Rachana Devi

Rachana Devi Gurjar lives with her family of four in Tonk, 60 miles west of Jaipur in Rajasthan. Rachana and her family have been involved in animal husbandry for the past six years. Rachana and her family own goats and earn income from selling the milk. She has a dream of expanding her dairy farming. Rachana is looking for a loan to buy a new buffalo. She hopes to raise the price of the milk that she sells to the market with this additional investment; this is her family's only source of income. Invest in Rachana so she can purchase a new buffalo.

About Rachana Devi Gurjar's livelihood

Rachana Devi is an agripreneur who works 7 hours a day for 7 days a week. With this loan Rachana Devi will potentially obtain employment for 318 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Rachana Devi Gurjar has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

4.00%

7.20% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

40,000

Loan
tenure

15 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Animal husbandry

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Maitree Mahila Mandal Samiti Dooni
   
Partner logo

Established in

2009

With Rang De from

2020

Founded by

Geeta Devi

Maitree Mahila Mandal Samiti Dooni works with small and marginal farmers from Rajasthan. The major source of income is agriculture and income through migration. The average landholding of farmers that the federation works with is about 1 acre while a few communities are also landless. As a result of lockdown, most of the community members have migrated back to the villages and the means of income is adversely affected. As a result, the cash flows of the community members are hit. These community members are looking for an alternative source of income by reviving their agricultural activities. Maitree supports the communities with the best agriculture and technical practices to ensure a good yield. Maitree Mahila Mandal Samiti Dooni is promoted by SRIJAN.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS