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Rajwala Kumari

#hardworker#passion
Rajawala needs a loan to buy cosmetic goods.

Retailpreneur

Alwar, Rajasthan

30,000 has been disbursed

546 potential days of livelihood i

16,250 is the current outstanding balance

100 0 0 13750 0 0

100%

0%

0%


Rajwala runs a retail store in Alwar, Rajasthan. She has been running her small shop with utmost dedication and has managed to create a loyal customer base. Her shop has grown over time and now needs a wider range of products. Rajwala looks forward to being able to meet all her customers’ needs. Invest in Rajwala as she strives to become the one-stop-shop for her community’s retail needs.

I want to provide my children with better education

About Rajwala Kumari's livelihood

Rajwala is a retailpreneur who works 12 hours a day for 7 days a week. With this loan Rajwala will potentially obtain employment for 546 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

6.0% flat p.a.

10.8% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 3.0%

5.4% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Retail store

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

B

IBTADA

Established in

1997

With Rang De from

2020

Founded by

Rajesh Singhi

Ibtada, meaning ‘the beginning’, is a not for profit organisation that was started in 1997 to uplift women and girls in the Alwar district of Rajasthan. Rural poverty and deprivation are a major issue grappling the region, and Ibtada has introduced interventions in the space of Education, Financial Inclusion, Livelihood Generation, and Awareness about Rights and Entitlements. Although Ibtada is hand holding women through the process, the ultimate aim is to make them independent and empowered to stand up for themselves. Ibtada has reached over 50,000 households in 400+ villages in Alwar District, Rajasthan.

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