Ramchandra Singh

#dreamer#progressive
Fund Ramachandra's buffalo purchase so he can bring his dairy business to life

Agripreneur

Rudraprayag, Uttarakhand

35,000 has been disbursed

318 potential days of livelihood i

17,501.03 is the current outstanding balance

100 0 0 17499 0 0

100%

0%

0%


About Ramchandra Singh

Ramchandra Singh's 20 years in the animal husbandry business has him chasing his dreams. The humble father wants to make a buffalo purchase with the help of credit so he can support his small family. His dream is to start an independent dairy business where he can sell his milk produce, draw in more customers and then increase his monthly income. He hopes the additional income will ease the financial burden on his wife, Uma who has been working tirelessly to make ends meet for the family. Lend a helping hand to Ramachandra today.

My dream is to start my own dairy business.

About Ramchandra Singh's livelihood

Ramchandra is an agripreneur who works 7 hours a day for 7 days a week. With this loan Ramchandra will potentially obtain employment for 318 days.

Interest Rate
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

5.0%

9.0% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

0.0%

0.0% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

35,000

Loan
tenure

18 months

Previous
loans

0

Investee
occupation

Animal husbandry

Investee Credit Rating i :
Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

B

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


×

Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

A

Co-curated and referred by our Impact Partner
Ushamath Mahila Mahasangh

Established in

2003

With Rang De from

2019

Founded by

Promoted by AT India Organization

UMM is an apex federation of women SHGs established in 2005, registered under Uttrakhand self-reliant cooperative act 2003, to meet the financial service needs of the poor living in one of the most underserved areas of Uttrakhand. UMM's mandate has been to focus on solutions that provide direct socio economic improvement to the marginalized and low-income households. AT India and UMM work in a predominantly rural, hill-based economy. There are limited avenues to credit access and lack of sustainable livelihood sources in these regions.

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