Ramghani Devi is a resident of Tonk. She has spent the last ten years of her life growing mustard in her field without proper irrigation facilities. With the help of this loan, she will be able to purchase raw materials for constructing an irrigation system for her mustard field. She will be able to grow the mustard crop in a more efficient manner and will be able to earn a better income for herself and for the betterment of her family. Invest in her will to thrive!
Ramghani is an agripreneur who works 7 hours a day for 7 days a week. With this loan Ramghani will potentially obtain employment for 318 days.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Ramghani Devi has consented to pay the interest as below:
Investee
pays
10.00% flat p.a.
18.00% APR
Social
Investor
4.00%
7.20% APR
Platform
charges
6.00%
10.80% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 30,000
Loan
tenure
12 months
Moratorium
None
Repayment
mode
EMI
Investee
occupation
Farming
Established in
2009
With Rang De from
2020
Founded by
Geeta Devi
Maitree Mahila Mandal Samiti Dooni works with small and marginal farmers from Rajasthan. The major source of income is agriculture and income through migration. The average landholding of farmers that the federation works with is about 1 acre while a few communities are also landless. As a result of lockdown, most of the community members have migrated back to the villages and the means of income is adversely affected. As a result, the cash flows of the community members are hit. These community members are looking for an alternative source of income by reviving their agricultural activities. Maitree supports the communities with the best agriculture and technical practices to ensure a good yield. Maitree Mahila Mandal Samiti Dooni is promoted by SRIJAN.
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