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Ramoti Devi

#courageous#gogetter
Fund Ramoti's buffalo purchase and bring her dairy business to life.

Agripreneur

Alwar, Rajasthan

25,000 has been disbursed

318 potential days of livelihood i

21,874.99 is the current outstanding balance

100 0 0 3125 0 0

100%

0%

0%


Ramoti Devi's seven years in the animal husbandry business has her chasing her dreams. The humble mother wants to purchase a buffalo with the help of credit so she can support her big family. Her dream is to start an independent dairy business where she can sell her milk produce, draw in more customers and then increase her monthly income. She hopes the additional income will ease the financial burden on her husband, who has been working tirelessly to make ends meet for the family. Lend a helping hand to Ramoti today.

I wish to give a good education to my children.

About Ramoti Devi's livelihood

Ramoti is an agripreneur who works 7 hours a day for 7 days a week. With this loan Ramoti will potentially obtain employment for 318 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

6.0% flat p.a.

10.8% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 3.0%

5.4% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

25,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Animal husbandry

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

B

IBTADA

Established in

1997

With Rang De from

2020

Founded by

Rajesh Singhi

Ibtada, meaning ‘the beginning’, is a not for profit organisation that was started in 1997 to uplift women and girls in the Alwar district of Rajasthan. Rural poverty and deprivation are a major issue grappling the region, and Ibtada has introduced interventions in the space of Education, Financial Inclusion, Livelihood Generation, and Awareness about Rights and Entitlements. Although Ibtada is hand holding women through the process, the ultimate aim is to make them independent and empowered to stand up for themselves. Ibtada has reached over 50,000 households in 400+ villages in Alwar District, Rajasthan.

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