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Ram Ratan

Kachhi

Agripreneur

Sagar, Madhya Pradesh

364 livelihood days

Borrower Image 1 Borrower Image 2

Ram Ratan

Kachhi

#achiever#growth
Invest in Ram Ratan to buy seeds and fertilizers for his agro products store.

Agripreneur

Madhya Pradesh

364 potential days of livelihood

1,00,000 loan is fully repaid

1,00,000 loan is fully repaid


About Ram Ratan

Ram Ratan Kachhi, a resident of Sagar, Madhya Pradesh, runs an agro-products store in the town. He has been an entrepreneur for the past six years and supports his family with the earnings from this business. Ram Ratan has always been passionate about agriculture and he wants to make his business a success, but the lack of capital is slowing him down. The loan he requested for his agro-products store will be invested in purchasing seeds and fertilizers. As the new farming season is around the corner, he expects to make more profits by selling the inputs. Invest in Ram Ratan to enhance his income!

About Ram Ratan Kachhi's livelihood

Ram Ratan is an agripreneur who works 8 hours a day for 7 days a week. With this loan Ram Ratan will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Ram Ratan Kachhi has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

1,00,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Agro products

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Agri Entrepreneur Growth Foundation
   
Partner logo

Established in

2019

With Rang De from

2021

Founded by

Syngenta Foundation India and Tata Trust

AGRI ENTREPRENEUR GROWTH FOUNDATION (AEGF) is an independent not-for-profit organization which is registered under Section 8 of the Companies Act, 2013 and was launched on 25th January, 2019. AEGF aims to create a 'development highway' which brings access to appropriate and transformative technologies and services for smallholder farmers in India. AEGF nurture rural youth as agri-entrepreneurs to play an active role in agriculture development in their region by acting as 'one-stop partners' for smallholder farmers AEGF understand the smallholder farmer deeply and provide comprehensive brand-agnostic services to him/her through th rural youth acting as a unifying means. The firm has a vision to create wealth for resource-poor small-holder farmers in India through innovation, sustainable agriculture, and connecting them to value chains. Today, there are 5200 AEs who are currently operational out of a total of 6444 trained AEs under the program, supporting 461764 associated farmers across the nation. The aforementioned farmers collectively manage 727295 acres of land. The AEG Foundation has been certified as one of the best workspaces in India by the Great Place to Work Institute© for 2021.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS