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Ranjana Bhende

#courageous#humble
Invest in Ranjana Bhende as she works to secure her family’s future.

Agripreneur

Yavatmal, Maharashtra

1,00,000 Loan is fully repaid

364 potential days of livelihood i


Ranjana Bhende has been farming for over 25 years. Throughout this journey, she has faced many ups and downs. With sheer perseverance and determination, she has overcome them all. Recently after the harvest season, the market price for her produce did not stand at the price she hoped to sell at. With her experience in the market, she is positive about selling the produce at a better price. Until then she has to wait. With all her capital used up, she needs someone to piggyback her cash flow needs for the time being. Invest in Ranjana Bhende as she holds her assets.

My dream is to give my family the life they deserve.

About Ranjana Bhende's livelihood

Ranjana is an agripreneur who works 8 hours a day for 7 days a week. With this loan Ranjana will potentially obtain employment for 364 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

1,00,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Gramheet Private Limited

Established in

2020

With Rang De from

2020

Founded by

Pankaj Prakash Mahalle, Shweta Suresh Thakare

Gramheet is a social enterprise committed towards a 'farmers' first approach. Gramheet provides farmers with a bundle of services ranging from pre to post-harvest through collaboration with FPOs using a digital platform. The services offered include warehouse facilities, post-harvest credit, market linkages, access to farm inputs, input credit and value-added services at their village trade centres. It acts as a one-stop service centre for farmers where they can avail all the services at farm-gate. Gramheet aims to increase the farmer’ income while reducing their debt burden from informal sources. Currently, Gramheet is operating in the Yavatmal district of Maharashtra (Central India) which is is considered to be the most distressed agricultural region has recorded the highest number of 'farmers' suicide in the country.

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