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Ranjana Vijay Kumare

#ambitious#strength
Ranjana is looking for credit to invest in storage.

Agripreneur

Yavatmal, Maharashtra

75,000 Loan is fully repaid

312 potential days of livelihood i


Ranjana needs to begin sowing for the Rabi season. She is from Yavarmal, Maharashtra and lives with a family of four. The recent disruption due to the COVID-19 crisis has made it difficult for Ranjana to procure essential supplies. She is falling short of options and time is ticking. She has a freshly produced batch of cotton but due to falling prices, she has decided to wait until she can sell it for a reasonable price. She needs credit to access storage facilities and pay for essential labour. This loan will enable her to add value to her produce with further processing and also access storage facilities. She can then wait until she is able to sell her produce at a fair price. Invest in Ranjana as she works hard to tide over this tough time.

I wish to invest in agricultural land.

About Ranjana Vijay Kumare's livelihood

Ranjana is an agripreneur who works 8 hours a day for 6 days a week. With this loan Ranjana will potentially obtain employment for 312 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

75,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Gramheet Private Limited

Established in

2020

With Rang De from

2020

Founded by

Pankaj Prakash Mahalle, Shweta Suresh Thakare

Gramheet is a social enterprise committed towards a 'farmers' first approach. Gramheet provides farmers with a bundle of services ranging from pre to post-harvest through collaboration with FPOs using a digital platform. The services offered include warehouse facilities, post-harvest credit, market linkages, access to farm inputs, input credit and value-added services at their village trade centres. It acts as a one-stop service centre for farmers where they can avail all the services at farm-gate. Gramheet aims to increase the farmer’ income while reducing their debt burden from informal sources. Currently, Gramheet is operating in the Yavatmal district of Maharashtra (Central India) which is is considered to be the most distressed agricultural region has recorded the highest number of 'farmers' suicide in the country.

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