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Ratnamani Barika

#strength#breadwinner
Ratnamani needs essential labour, seeds, and equipment.

Agripreneur

Koraput, Odisha

10,000 has been disbursed

364 potential days of livelihood i

0 is the current outstanding balance

100 0 0 10000 0 0

100%

0%

0%


Ratnamani is from Koraput, Orissa. Her experience of twenty-two years in farming has made her a skilled farmer. Living with a family of five, the main revenue earned is from cultivating their piece of land throughout the year. The ongoing sowing season has brought Ratnamani working on her toes. While her hard work alone can’t ensure a bountiful harvest, she needs a loan to make essential Agri inputs available to ensure quality produce. She needs to hire labour and fence the field. Invest in Ratnamani as she aims for a profitable season.

I wish to expand my agriculture activity.

About Ratnamani Barika's livelihood

Ratnamani is an agripreneur who works 8 hours a day for 7 days a week. With this loan Ratnamani will potentially obtain employment for 364 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

3 months

Moratorium

3 months

Repayment
mode

EMI i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

A

Harsha Trust

Orissa
Partner since 2020

About

Harsha Trust works collaboratively with NGOs, government and corporations to enable small and marginal farmers to increase their income. It primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,65,66,000

Disbursed

2172

Investees

100%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust

0 more to go -215 days remaining

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