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Ravish

T M

Agripreneur

Hassan, Karnataka

227 livelihood days

Borrower Image 1 Borrower Image 2

Ravish

T M

#breadwinner#hardworking
Ravish needs credit to buy a cow for his dairy business.

Agripreneur

Karnataka

227 potential days of livelihood

1,20,000 loan is fully repaid

1,20,000 loan is fully repaid


About Ravish

Ravish T M is a hard-working man who is looking to improve his income from cow milk. Ravish currently owns a dairy business in Hassan and has been working in the field for the last 4 years. He dedicates most of his time to his work. With a dream of providing for a better and secure future for his family, Ravish has a plan to expand his business. He hopes to take a loan to purchase a cow to milk and sell milk and hence increase his income. Invest in Ravish as he buys a cow to milk, constructs a new shed for the cow, and hires a part-time worker to help in the business.

About Ravish T M's livelihood

Ravish is an agripreneur who works 5 hours a day for 7 days a week. With this loan Ravish will potentially obtain employment for 227 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Ravish T M has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

8.00%

14.40% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

1,20,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Non-agro products

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Akshayakalpa Farms and Foods Pvt. Ltd
   
Partner logo

Established in

2010

With Rang De from

2022

Founded by

Shashi Kumar, Dr. G.N.S. Reddy

Akshayakalpa works closely with Farmers to enhance the livelihood based dairy farming to entrepreneurship model, creating the role model in the rural areas. The vision is to rejuvinate the iIndian agriculture by creating ecologically and economically sustainable farms, producing world class quality milk to consumers.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS