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Sajad

Ahmad Ganaie

Agripreneur

Pulwama, Jammu and Kashmir

Loan Written Off

455 livelihood days

Borrower Image 1

Sajad

Ahmad Ganaie

#ambitious#achiever
Support Sajad with post harvest credit for his pears.

Agripreneur

Jammu and Kashmir

Loan Written Off

455 potential days of livelihood


About Sajad

Sajad Ahmad is a hard-working farmer with a dream of expanding his farm. He lives in Pulwama in Jammu and Kashmir with his family, who have been farming in the area for the past ten years, earning a humble income. However, the lack of equipment has caused setbacks to the quality of the crop and its post-harvest credit. Despite all this, Sajad has always managed to meet the needs of his family. Now, Sajad is looking for a loan to support him with post-harvest credit for his pears. With this loan, he will be able to meet all his farming expenses and make arrangements for the new season as well. With a dream to purchase more land and expand his business, he has set his eyes on the future and is ready to work for it. Invest in Sajad and his pear farm!

About Sajad Ahmad Ganaie 's livelihood

Sajad is an agripreneur who works 10 hours a day for 7 days a week. With this loan Sajad will potentially obtain employment for 455 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Sajad Ahmad Ganaie has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

8.00%

14.40% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

60,000

Loan
tenure

9 months

Moratorium

None

Repayment
mode

EQI

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Fruitfal Technologies India Pvt Ltd
   
Partner logo

Established in

2018

With Rang De from

2022

Founded by

Subir, Viresh, Abhishek

Small Indian farmers face huge challenges today - they cultivate amazing harvests but have trouble finding good markets and being paid fairly. The current system of buying and selling denies them access to trade they can trust with long delays in getting paid and leaves them straddled with tremendous debt and post-harvest losses. Fruitfal helps to fix these problems and create a better environment for small farmers.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS