Retailpreneur
Bageshwar, Uttarakhand
₹ 75,000 has been disbursed
455 potential days of livelihood i
₹ 62,500 is the current outstanding balance
80%
20%
0%
Sanjay lives with a family of four. He owns a business in Bageshwar, Uttarakhand. He is looking to expanding the business. Expanding the business would mean a higher income for the family. He wishes to invest this credit in purchasing raw materials and restocking of products for his store. This credit would help in making his dreams come true.
I wish to give a good education to my children.
Sanjay is a retailpreneur who works 10 hours a day for 7 days a week. With this loan Sanjay will potentially obtain employment for 455 days.
Investee
pays i
10.0% flat p.a.
18.0% APR
Social
Investor i
4.0%
7.2% APR
Impact
Partner i
up to 5.0%
9.0% APR
Platform
charges i
1.0%
1.8% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 75,000
Loan
tenure
24 months
Moratorium
None
Repayment
mode
EMI i
Investee
occupation
Retail store
| Rang De Credit Rating | A | B | C |
| What it means | Low Risk | Medium Risk | High Risk |
The rating is derived from the following data points.
Established in
2017
With Rang De from
2020
Founded by
Pankaj Wadhwa
Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.
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