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Sarswati

Kushwaha

Retailpreneur

Tikamgarh, Madhya Pradesh

364 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Sarswati

Kushwaha

#breadwinner#hardworking
Invest in Sarswati's clothing business.

Retailpreneur

Madhya Pradesh

364 potential days of livelihood

25,000 loan is fully repaid

25,000 loan is fully repaid


About Sarswati

Sarswati has a retail store in front of her rented home in Tikamgarh. She sells readymade clothes to local customers in the area. She has been in this business for more than two years and has learned how to listen to her customers, attend to their needs and deliver only the finest quality products to them. She was able to develop an excellent rapport with her customers over the years and they prefer her to the local traders. This is why she believes she will be able to repay the loan within the given time period. Sarswati aims to expand her business so that she can earn enough to support her family. She wants to be able to provide for her children's education expenses, have a better lifestyle and a flourishing business of her own. She hopes for her business to be successful so that she can develop her home and store to improve her clothing business.

About Sarswati Kushwaha's livelihood

Sarswati is a retailpreneur who works 8 hours a day for 7 days a week. With this loan Sarswati will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Sarswati Kushwaha has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

3.20%

5.76% APR

Platform
charges

4.80%

8.64% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

25,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Retail store

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Indian Micro Enterprises Development Foundation
   view website
Partner logo

Established in

1995

With Rang De from

2021

Founded by

Dr.Ashok Khosla

Indian Micro Enterprises Development Foundation (IMEDF) is a social enterprise promoted by Development Alternatives Group with a vision to promote inclusive growth and inspire environmental sustainability through development of micro - enterprises.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS