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Shankaramma

Agripreneur

Chikkaballapur, Karnataka

364 livelihood days

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Shankaramma

#hustler#dedicated
Invest in Shankaramma's farm as she dreams of owning a house someday.

Agripreneur

Karnataka

364 potential days of livelihood

30,000 loan is fully repaid

30,000 loan is fully repaid


About Shankaramma

Shankaramma is a hardworking woman from Chikkaballapur, Karnataka, and has been running an animal husbandry business for over ten years. But the pandemic affected her earning and currently she is in need of some credit to purchase a cow and high-quality fodder for her animals. She hopes for income enhancement through this expansion. Support Shankaramma and her dream of building a house in the future.

About Shankaramma 's livelihood

Shankaramma is an agripreneur who works 8 hours a day for 7 days a week. With this loan Shankaramma will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Shankaramma has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Animal husbandry

Investee Credit Rating:
Adequate

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS