Shashikala has been farming for over twenty-four years. Due to the current pandemic, she is finding it hard to arrange the credit required for the new farming season. She needs a loan and she will utilize it to buy inputs, improve her harvest and enjoy a secured life with her family. Invest in Shashikala today!
Shashikala is an agripreneur who works 6 hours a day for 5 days a week. With this loan Shashikala will potentially obtain employment for 195 days.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Shashikala Channabasappa has consented to pay the interest as below:
Investee
pays
5.00% flat p.a.
9.00% APR
Social
Investor
2.00%
3.60% APR
Platform
charges
3.00%
5.40% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 10,000
Loan
tenure
8 months
Moratorium
None
Repayment
mode
Flexible repayments
Investee
occupation
Farming
Established in
2002
With Rang De from
2020
Founded by
Raghunathan Narayanan
Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.
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