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Shiva Kumar

logoAgripreneur

logo Chikkaballapur, Karnataka

logo 318 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

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Shiva Kumar

#courageous#go-getter
Shiva Kumar needs credit to buy a cow for his farm.

logoAgripreneur

logo Chikkaballapur, Karnataka

logo 318 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

30,000 loan is fully repaid

30,000 loan is fully repaid


Shiva Kumar is a young and hardworking man who has been into animal husbandry for over five years. He lives in Chikkaballapur, Karnataka with his small family. He earns a livelihood through his business. He needs credit to buy a cow and and some healthy fodder for his animals. The loan would support him in expanding his business and provide better for his family. Invest in Shiva Kumar today!

I wish to build a big house for my family.

About Shiva Kumar 's livelihood

Shiva Kumar is an agripreneur who works 7 hours a day for 7 days a week. With this loan Shiva Kumar will potentially obtain employment for 318 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

10.00% flat p.a.

18.00% APR

Social
Investor The rate of return an investor makes

4.00%

7.20% APR

Impact
Partner The rate of return an impact partner makes

up to 4.00%

7.20% APR

Platform
charges The charges, the platform incurs by offering it's services

2.00%

3.60% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI Equated Monthly Instalment

Investee
occupation

Animal husbandry

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Vrutti
   

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0