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Shivamma

Agripreneur

Chikkaballapur, Karnataka

364 livelihood days

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Shivamma

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Invest in Shivamma as she purchases a herd of sheep.

Agripreneur

Karnataka

364 potential days of livelihood

20,000 loan is fully repaid

20,000 loan is fully repaid


About Shivamma

Shivamma lives in Chikkaballapur, Karnataka. She works very hard to make ends meet for her family. She has an experience of five years in the animal husbandry business. She wishes to use the credit to purchase a herd of sheep that can be sold off at the market once it is ready. The income from this will help her sustain her family until the farming season starts. Invest in Shivamma as she wins for her family.

About Shivamma 's livelihood

Shivamma is an agripreneur who works 8 hours a day for 7 days a week. With this loan Shivamma will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Shivamma has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EQI

Investee
occupation

Animal husbandry

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS