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Shivamma

#believer#strength
Invest in Shivamma for a good season and explore better farming opportunities.

Agripreneur

Gulbarga , Karnataka

10,000 has been disbursed

312 potential days of livelihood i

10,000 is the current outstanding balance


With an experience of fifteen years in farming, Shivamma is determined to continue it despite the pandemic situation. Due to a lack in the supply chain, she has been unable to avail essential products for the upcoming season. Therefore, Shivamma requires some support so that she can make arrangements for the season and work towards securing her family's future. Invest in her today!

I wish to purchase more agricultural land.

About Shivamma 's livelihood

Shivamma is an agripreneur who works 8 hours a day for 6 days a week. With this loan Shivamma will potentially obtain employment for 312 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

5.0% flat p.a.

9.0% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 2.0%

3.6% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Vrutti

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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