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Shivamma

Agripreneur

Gulbarga , Karnataka

312 livelihood days

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Shivamma

#believer#strength
Invest in Shivamma for a good season and explore better farming opportunities.

Agripreneur

Karnataka

312 potential days of livelihood

10,000 loan is fully repaid

10,000 loan is fully repaid


About Shivamma

With an experience of fifteen years in farming, Shivamma is determined to continue it despite the pandemic situation. Due to a lack in the supply chain, she has been unable to avail essential products for the upcoming season. Therefore, Shivamma requires some support so that she can make arrangements for the season and work towards securing her family's future. Invest in her today!

About Shivamma 's livelihood

Shivamma is an agripreneur who works 8 hours a day for 6 days a week. With this loan Shivamma will potentially obtain employment for 312 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Shivamma has consented to pay the interest as below:

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

3.00%

5.40% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS