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Shivamma

Agripreneur

Ramanagara, Karnataka

234 livelihood days

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Shivamma

#breadwinner#hardworking
Invest in Shivamma's farm as she dreams of owning a house someday.

Agripreneur

Karnataka

234 potential days of livelihood

10,000 loan is fully repaid

10,000 loan is fully repaid


About Shivamma

Farming for over twenty-five long years, Shivamma has become a very experienced and skilled farmer of her village in Ramanagara district of Karnataka. But due to the current situation, she can't start the new sowing season without some financial support from Rang De. She will utilize the credit to buy quality inputs, prepare the land, and make other arrangements for starting the season on time. She hopes to have a profitable season and provide for her family better. Invest in Shivamma today!

About Shivamma 's livelihood

Shivamma is an agripreneur who works 6 hours a day for 6 days a week. With this loan Shivamma will potentially obtain employment for 234 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Shivamma has consented to pay the interest as below:

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

3.00%

5.40% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS