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Shivasharanayya

S

Agripreneur

Yadagir, Karnataka

312 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Shivasharanayya

S

#Go-getter# Ambitious
Shivasharanayya requires credit to purchase agri inputs for timely cultivation.

Agripreneur

Karnataka

312 potential days of livelihood

10,000 loan is fully repaid

10,000 loan is fully repaid


About Shivasharanayya

Shivasharanayya is a marginal farmer who belongs to Yadagir district of Karnataka. Being the breadwinner of his family of four, Shivasharanayya works extremely hard to meet the everyday expenses of his family. He requires some credit to invest and purchase agri inputs for the upcoming cultivation season. Invest in Shivasharanayya today!

About Shivasharanayya S's livelihood

Shivasharanayya is an agripreneur who works 8 hours a day for 6 days a week. With this loan Shivasharanayya will potentially obtain employment for 312 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Impact
Partner

up to 2.00%

3.60% APR

Platform
charges

1.00%

1.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Adequate

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS