Shruthi belongs to Ramnagar district of Karnataka. She is a hardworking women and has been farming for the past ten years in order to support her family of four. With the help of some credit, she wishes to purchase better quality seeds and fertilizers and do weeding of her land for the new cultivation season. This will enable her for a good yield and provide secure life and education to her children. Support Shruthi today!
Shruthi is an agripreneur who works 6 hours a day for 6 days a week. With this loan Shruthi will potentially obtain employment for 234 days.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Shruthi has consented to pay the interest as below:
Investee
pays
5.00% flat p.a.
9.00% APR
Social
Investor
2.00%
3.60% APR
Platform
charges
3.00%
5.40% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 10,000
Loan
tenure
8 months
Moratorium
None
Repayment
mode
Flexible repayments
Investee
occupation
Farming
Established in
2002
With Rang De from
2020
Founded by
Raghunathan Narayanan
Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.
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