Sita Devi is an experienced farmer who lives in Tonk. She has seen many ups and downs working in her field, but she's worked to achieve her dreams nonetheless. With the onset of a new season, she wishes to increase her farm income by cultivating tomatoes and chili. She will use the loan to purchase quality inputs, prepare and fence the land, and install a proper irrigation system. Invest in Sita Devi as she improves her farming techniques.
Sita Devi is an agripreneur who works 7 hours a day for 7 days a week. With this loan Sita Devi will potentially obtain employment for 318 days.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Sita Devi Sitaram has consented to pay the interest as below:
Investee
pays
10.00% flat p.a.
18.00% APR
Social
Investor
4.00%
7.20% APR
Platform
charges
6.00%
10.80% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 50,000
Loan
tenure
15 months
Moratorium
None
Repayment
mode
EMI
Investee
occupation
Farming
Established in
2009
With Rang De from
2020
Founded by
Geeta Devi
Maitree Mahila Mandal Samiti Dooni works with small and marginal farmers from Rajasthan. The major source of income is agriculture and income through migration. The average landholding of farmers that the federation works with is about 1 acre while a few communities are also landless. As a result of lockdown, most of the community members have migrated back to the villages and the means of income is adversely affected. As a result, the cash flows of the community members are hit. These community members are looking for an alternative source of income by reviving their agricultural activities. Maitree supports the communities with the best agriculture and technical practices to ensure a good yield. Maitree Mahila Mandal Samiti Dooni is promoted by SRIJAN.
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