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Sivamani

Renganathan

Agripreneur

puthukkotai, Tamil Nadu

318 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Sivamani

Renganathan

#breadwinner#positive
Help Sivamani to cultivate groundnut and have a profitable yield.

Agripreneur

Tamil Nadu

318 potential days of livelihood

10,000 loan is fully repaid

10,000 loan is fully repaid


About Sivamani

Sivamani is a marginal farmer who belongs to Pudukkottai district of Tamil Nadu. Being the sole breadwinner, she works extremely hard in order to meet the everyday expenses of her family of three. As the new season is around the corner, Sivamani hopes to get some credit to purchase seeds and fertilizers and hire labour to cultivate ground nut. This will enable her to start the season on time, improve the harvest and provide a better life to her family. Invest in Sivamani today for a profitable season!

About Sivamani Renganathan's livelihood

Sivamani is an agripreneur who works 7 hours a day for 7 days a week. With this loan Sivamani will potentially obtain employment for 318 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Sivamani Renganathan has consented to pay the interest as below:

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

3.00%

5.40% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Adequate

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS