Sudha has an experience of ten years both in farming and animal husbandry. Hailing from Pudukkottai, Tamil Nadu, she has a family of five to look after. But the current pandemic made it difficult for her to arrange the required credit for the new sowing season. She plans to cultivate groundnut and needs some credit to purchase essential inputs and pay for labour. Help Sudha to start the season on time.
Sudha is an agripreneur who works 7 hours a day for 7 days a week. With this loan Sudha will potentially obtain employment for 318 days.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Sudha Chelladurai has consented to pay the interest as below:
Investee
pays
5.00% flat p.a.
9.00% APR
Social
Investor
2.00%
3.60% APR
Platform
charges
3.00%
5.40% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 10,000
Loan
tenure
8 months
Moratorium
6 months
Repayment
mode
Flexible repayments
Investee
occupation
Farming
Established in
2002
With Rang De from
2020
Founded by
Raghunathan Narayanan
Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.
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