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Sudhir

Kumar Gupta

Retailpreneur

Lakhimpur Kheri, Uttar Pradesh

455 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Sudhir

Kumar Gupta

#provider#positive
Invest in Sudhir as he stocks up his retail store.

Retailpreneur

Uttar Pradesh

455 potential days of livelihood

50,000 loan is fully repaid

50,000 loan is fully repaid


About Sudhir

Sudhir Kumar Gupta is a man who has a vision of success, and he has already made a lot of progress towards that. He lives in Uttar Pradesh and has been operating his retail store for the past ten years in order to support his family. His business is dependent on his connections with wholesalers and customers. This business model is highly vulnerable to cash flow issues and unexpected hurdles. He is hoping to get a loan to stock up his retail store with essential items. With the festive season around the corner, he expects to have better business in the coming days. Support Sudhir and invest in his retail store.

About Sudhir Kumar Gupta's livelihood

Sudhir is a retailpreneur who works 10 hours a day for 7 days a week. With this loan Sudhir will potentially obtain employment for 455 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Sudhir Kumar Gupta has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

4.80%

8.64% APR

Platform
charges

3.20%

5.76% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

50,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Retail store

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Indian Micro Enterprises Development Foundation
   view website
Partner logo

Established in

1995

With Rang De from

2021

Founded by

Dr.Ashok Khosla

Indian Micro Enterprises Development Foundation (IMEDF) is a social enterprise promoted by Development Alternatives Group with a vision to promote inclusive growth and inspire environmental sustainability through development of micro - enterprises.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS