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Sumithra Ravichandra

#breadwinner#hardworking
Sumithra needs essential labour, seeds, and equipment.

Agripreneur

Ramanagara, Karnataka

10,000 Loan is fully repaid

455 potential days of livelihood i


Sumithra is from Ramanagara, Karnataka. Her experience of ten years in farming has made her a skilled farmer. Living with a family of four the main revenue earned is from cultivating their piece of land throughout the year. The ongoing Kharif season has brought Sumithra working on her toes. While her hard work alone can’t ensure a bountiful harvest, she needs a loan to make essential Agri inputs available to ensure quality produce. Invest in Sumithra as she aims for a profitable season.

My dream is to develop my land and grow my business.

About Sumithra Ravichandra's livelihood

Sumithra is an agripreneur who works 10 hours a day for 7 days a week. With this loan Sumithra will potentially obtain employment for 455 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Vrutti

Established in

2020

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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