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Sunita

Lodhiyal

Service Entrepreneur

Nainital, Uttarakhand

455 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Sunita

Lodhiyal

#hustler#dedicated
Sunita needs quality seeds and fertilizers to begin the Rabi season.

Service Entrepreneur

Uttarakhand

455 potential days of livelihood

50,000 loan is fully repaid

50,000 loan is fully repaid


About Sunita

Sunita Lodhiyal has been working hard on her farm for over two years. Living with a family of four in Nainital, Uttarakhand, farming has been the main source of revenue to run the household. With the onset of a new season, Sunita needs a fresh supply of seeds, fertilizers, and pesticides. The loan amount will help her add value to her produce and reap a quality harvest by the end of the season. The timely disbursal of the loan amount will ensure her a profitable season. Invest in her as she supports her family.

About Sunita Lodhiyal's livelihood

Sunita is a service entrepreneur who works 10 hours a day for 7 days a week. With this loan Sunita will potentially obtain employment for 455 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Sunita Lodhiyal has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

50,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Others

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Udhyam Housed Under Agrani India Foundation
   view website
Partner logo

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS