Surma Devi

Support Surma provide door-to-door milk delivery services in Rudraprayag


Rudraprayag, Uttarakhand

35,000 loan needed

318 potential days of livelihood i

11,100 more to go in 7 days

300 added to cart


About Surma Devi

Surma Devi is a woman with a vision. The mother of two is working towards buying a van to provide door-to-door milk delivery services. As a first step to this elaborate plan, she is seeking credit to make the critical purchase of a cow. The loan will cover the cost of the cow, as well as the cost of transporting the cow up the difficult and uneven terrain from the sales centre to her village. With this investment, she will be able to kickstart the sales of milk, an integral step in her larger agenda. She hopes to be able to put aside some funds each month towards the purchase of the milk van. As she makes progress, Surma hopes to very soon transform her dream into reality.

My dream is to buy a van to provide door-to-door milk delivery services.

About Surma Devi's livelihood

Surma is a agripreneur who works 7 hours a day for 7 days a week. With this loan Surma will potentially obtain employment for 318 days.

Interest Rate

Investee pays i

10.0% flat p.a.

18.0% APR

Social Investor i


9.0% APR

Impact Partner i


9.0% APR

Rang De i


0.0% APR

Loan Details

Loan amount


Loan tenure

18 months

Previous loans


Credit Rating i

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk


Co-curated and referred by our Impact Partner
Ushamath Mahila Mahasangh

Established in


With Rang De from


Founded by

Promoted by AT India Organization

UMM is an apex federation of women SHGs established in 2005, registered under Uttrakhand self-reliant cooperative act 2003, to meet the financial service needs of the poor living in one of the most underserved areas of Uttrakhand. UMM's mandate has been to focus on solutions that provide direct socio economic improvement to the marginalized and low-income households. AT India and UMM work in a predominantly rural, hill-based economy. There are limited avenues to credit access and lack of sustainable livelihood sources in these regions.

11,100 more to go 7 days remaining

added to cart